If you’re in the forces and about to leave the forces, or if you’ve just left, the change you’re about to experience is HUGE

Hi there!

We are now in a new financial year.

A new start for business owners, as well as anyone who is using their annual allowances for effective tax planning.

If you’re in the forces and about to leave the forces, or if you’ve just left, the change you’re about to experience is HUGE.

An even bigger deal than a new financial year! 😉

After all, we get a new chance at making the most of a new financial year EVERY YEAR.

Leaving the forces only happens ONCE and it’s literally life-changing.

You’ve been used to a close-knit community, the majority of you live and work with are probably all within a 30-year age window.

Everyone has your back and there’s always someone who can advise you about literally anything you might come across in your military life.

But what happens now?

Who has your back and who can help you if you’re not even sure what questions to ask?

You may be starting a new job: perhaps being employed but a lot of ex-forces choose to go self-employed, knowing it’s unlikely any employer will ever match up to His Majesty and his armed services.

You may feel you don’t NEED to save for retirement. Perhaps you’re already in receipt of a generous military pension. Or you have a pension lined up and you know exactly what you’ll be getting, and when.

But, what about tax-efficiencies?

What about allowances which may be of benefit to you, a spouse or family members?

I’m ex-army and I’ve been where you are now.

It was actually quite scary leaving. Everything is taken care of for you including taking your rent from your pay at source and providing you with a home.

From now on, you’re on your own and the help you get will be from connections you make for yourself.

I have a favourite phrase: “You’re doing it FOR yourself, but you don’t have to do it BY yourself”.

If you have any questions about your future or would just like a chat, I’m here to offer help with:

• Wealth planning
• Pension planning
• Mortgage planning
• Financial protection
• Equity release*

I’m keen to support you and your extended family throughout your entire financial journey, regardless of where you currently stand.

To kick things off, why not schedule an initial, no-obligation consultation?

NOW is the perfect time for us to get to know each other and discuss your specific financial needs.

Whether you’re employed, self-employed, not planning to work or looking for employment, you may have questions and undoubtedly you are likely to be able to benefit from some sound financial advice to support your new, civilian life.

The good news is, you don’t need to be local. Although I love meeting up and chatting over coffee, we can always have a consultation on the phone or meet up over a video link.

Feel free to get in touch.

And there’s absolutely no requirement to salute or stand to attention anymore!

Heide

Your home may be repossessed if you do not keep up the repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

*This is a lifetime mortgage or home reversion plan. To understand the features and risks of such products, please ask for a personalised illustration.

Although the content of the article was correct at the time of writing, the accuracy of the information should not be relied upon, as it may have been subject to subsequent tax, legislative or event changes.