Heide Swift
DipFA, CeMAP, CeRER
I've been in the financial industry for over 10 years and my favourite part of the job is getting to know people, watching their lives develop and their families grow: knowing I've played a small part in helping them achieve their goals.
I read, run, and am learning Spanish as I love travelling around Spain.
About
No matter how much money you have now (or don't have!) it's never too early to formulate a plan.
Getting to a point when you're ready to leave work for good and enjoy your retirement comes at a different time for everyone.
You may aim to retire by the time you get to a certain age: let's say 60. In this instance, there will be a period of time between your giving up work and your state pension being available to you. Between now and then you will need to generate enough money to support your lifestyle in the interim period. Starting early will mean you have the benefit of compound growth over a longer period of time.
You may love working and want to carry on working later. That's great - but I want you to be in a position to slow down your work as you get older because you've made provision to supplement your state pension income.
During your working life, I aim to help you take advantage of tax benefits, protect your home and your family and ensure you're in the best financial health possible.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
